Pension Fund Valuations
Our team of RICS Chartered Surveyors and Registered Valuers provide valuations for a variety of asset classes for Self-Invested Personal Pension providers and Small Self-Administered Schemes.
We can provide valuations of assets for SIPP and SSAS pension providers.
Red Book valuations play a crucial role in helping Self-Invested Personal Pension (“SIPP”) providers meet their regulatory obligations, manage risks effectively, maintain client confidence, and demonstrate transparency and accountability in their operations. Appointing a RICS Chartered Surveyor and Registered Valuer to provide a detailed, well evidenced valuation report should provide a more accurate risk profiling of any assets held within a pension fund.
Valuations of assets held within a pension fund play a crucial role in helping providers meet their regulatory obligations, manage risks effectively, maintain client confidence, and demonstrate transparency and accountability in their operations. These valuations are undertaken in accordance with the RICS Red Book, formally known as the “RICS Valuation – Global Standards” and is a professional standard issued by the Royal Institution of Chartered Surveyors (RICS) for valuations of real estate and related assets worldwide.
Valuing pension fund assets can present several challenges and considerations, some of which include illiquid assets, market volatility and analysis of risk. Some asset classes can present their own challenges due to varying degrees of illiquidity. An example of this could be an excessively large commercial property in a secondary or tertiary market with limited demand. As such, it is down to the valuer to determine the pool of prospective purchasers and consider this and the associated risks within their valuation. Where evidence is sparse, this can be a complex valuation process where valuable experience and knowledge is necessary.
Fluctuations in financial markets can impact the value of assets held within a pension fund. This is where the market analysis and considerations stage of the valuation process is key, whereby a valuer can reflect the changing market conditions within the assets valuation and risk profiling, of which requires careful monitoring and data insights.
Valuing assets held within pension funds involves assessing a variety of risks, including market, credit, liquidity and operational risks. Valuers incorporate these factors into their valuation methodologies, ultimately enabling accurate financial forecasting and considerations as to whether the asset can meet future pension obligations.
These points highlight the technical expertise and skill, market knowledge and sound judgement required to provide accurate and reliable valuations that can aid in supporting informed investment decisions and where our experienced team of RICS Registered surveyors can help.
Commercial Property Network
The Commercial Property Network (The CPN) is a leading UK collective of over 30 privately owned, highly experienced commercial property firms offering comprehensive expertise and personalised support to organisations seeking to maximise their commercial property assets. Established 60 years ago, The CPN provides a wide range of services, including commercial investment, building consultancy, property management, and more, all delivered by professionals with unrivalled local knowledge and a national reach.
With a commitment to excellence and innovation, The CPN has evolved from its beginnings as PAI to a robust network of firms that cover various aspects of the commercial property sector. From capital allowances to environmental surveying and beyond, The CPN serves as a valuable resource for clients seeking a one-stop solution for all their commercial property needs. By working with The CPN member firms, clients can trust that they are receiving the best of both worlds: personalised support from firms with exceptional local expertise, coupled with the national reach of the network.
Pension Valuations for Curtis Banks
The CPN provide valuations and Lease advisory services to Curtis Banks, a SIPP and SSAS pension provider. The CPN is revolutionising the way Curtis Banks engages with local surveyors, providing a single point of contact for instructing RICS Registered Valuers nationwide. With over 150 valuers across the UK, The CPN delivers seamless, personalised support for a range of property valuation and professional advice services, making it easier than ever for clients to manage their commercial property assets.
Local Expertise Meets National Reach
The CPN offers a network of experts with in-depth local knowledge across the country. Our professionals cater to a variety of property types, including offices, industrial and retail units. This expertise allows The CPN to provide bespoke services tailored to the unique needs of each client and property.
Valuations for Every Occasion
Valuations and professional advice are essential for many reasons, and SIPP transactions often trigger various requirements. Whether it’s a valuation for acquisition, a rent review on a five-yearly cycle, or a lease renewal, The CPN has the expertise to handle it all. Our network of RICS Registered Valuers ensures that clients receive accurate, reliable, and up-to-date property valuations in accordance with the RICS Red Book guidelines.
Rent Reviews, Lease Renewals, and More
In addition to property valuations, The CPN also offers expert advice on rent reviews and lease renewals for investment properties. Our team works diligently to ensure that the correct rent is being paid for both connected and unconnected parties, safeguarding the interests of all stakeholders.
A Comprehensive Suite of Property Services
The CPN goes beyond valuations and lease advice, offering a range of services designed to support clients in all aspects of property management. Our building surveyors can provide dilapidations advice, while our rating team offers guidance on business rates. Additionally, local commercial agents within The CPN network can assist with lettings, disposals, or acquisitions on behalf of SIPP owners.
The Commercial Property Network is committed to delivering top-tier property advice and services through a single point of contact. By working with The CPN, clients can trust that they’re getting the best of both worlds: personalised support from firms with unrivalled local expertise, coupled with the national reach of the network.
Key Contacts
Pension Fund Valuations Case Studies
Pension Fund Valuations FAQs
What is a pension fund valuation?
A pension fund valuation is an assessment of an asset held within a pension fund. This valuation must be undertaken by an RICS Registered valuer and undertaken in accordance with the RIS Redbook.
Why are pension fund valuations important?
Valuations are crucial because they help ensure that the pension fund can ascertain whether its assets can meet future obligations to the beneficiaries. These valuations aid in informed decision making about contributions, investments, and benefits.
How often are pension fund valuations conducted?
Typically, pension fund valuations are conducted every three years. However, the frequency can vary depending on the specific requirements of the pension plan.
See what our clients say about us
